Financial and Tax Strategies for the Small Businesses that keep California Running.

Before you choose or change how your business is set up, we show you with real numbers which structure keeps more in your pocket. If the answer is to stay exactly as you are, we tell you.

LLC, partnership or S-corporation, formed correctly from day one — ownership papers, state filings and tax elections in place and explained before you sign.

Seller’s permit, business name (DBA), health department and liquor license filings — handled and tracked so nothing lapses.

For owners who keep their own books: set up around how your business runs, and taught to you.

A corporation or LLC set up wrong or behind on filings: we find what is missing, fix it, and bring it current.

Kept every month and reconciled to the bank, with a short summary of what came in, what went out and what changed — then everything filed on time.

Months or years behind, or books you do not trust: we rebuild them and show you what we found along the way.

See what your people actually cost, and have them paid correctly — setup, every run, W-2s and 1099s, including the new tip and overtime reporting rules.

Understand what you owe and why, including which items are taxable — then have it filed and paid on time, every period.

Regular reviews of how your business is really doing — what makes money, what costs you, how you compare to businesses like yours — and the decisions to make about it.

The financial package a lender asks for, prepared and walked through with you before they see it.

A second look at books someone else kept. We tell you what was done, what came in, what legitimately went out, and where the difference is.

A meeting before the year closes on the moves that lower your tax without buying anything you did not need.

Corporation, S-corporation, partnership and sole-proprietor returns, prepared from books we trust and explained before filing.

Your personal return, prepared together with the business so the two agree.

Owner salary at the right level and the annual paperwork kept current — so the savings you elected stay yours.

Understand exactly what the letter says — then have someone licensed to practice before the IRS answer it for you.

Workers’ comp carriers, the EDD, the city — we gather the records, explain what is being asked, and handle the response.

Sole proprietor, LLC, S-Corp or partnership. The structure of the business usually outweighs any single deduction you will ever take, and it is far easier to choose well than to unwind later.

California charges an LLC a yearly minimum plus a fee that rises with gross sales — sales before expenses. A busy, low-margin business can owe far more as an LLC than it expected. We run your expected sales through it first.

If you or your spouse keep a W-2 job, part of your payroll tax is already paid at work — which shrinks what an S-Corp can save. The same business can point to different answers for different owners.

The amount printed on it is the agency’s starting position, calculated as if you had no answer. Very often you do. Understanding exactly what the letter is asking comes before any decision about paying.

Every notice carries a response date. Answering on time keeps every option open — including the ones that make the amount go away. Letting the date pass turns a question into a bill and adds penalties on top.

Do not pay it and do not ignore it. Send us the letter, both pages, front and back. We read it, tell you plainly what it says, and — because an Enrolled Agent can represent you before the IRS — we can answer it on your behalf.